Elite Underwriting Services (EUS) is one of the leading privately held Managing General Underwriters in the nation. Medical stop loss insurance, by definition, is protection that is purchased in addition to regular health insurance. This is typically done by those who are either self-insured, or on some occasions, by a managed care arrangement against the possible risk of hefty losses or severe adverse claim experience. We’ve been dependably attending our clients’ needs since 1994, and have acquired 100 million dollars of stop loss premium that is now under management. We have coupled with A and A+ rated carriers to strengthen our stop loss portfolio, and that safeguards our stability and security as well as yours.
Medical reinsurance is another product we at Elite Underwriting Services provide as a managing general underwriter. Companies that wish to alleviate some of the financial burden of offering a quality health care package, while still doing right by their employees are wise to investigate the possibility of securing medical reinsurance. Medical reinsurance is exactly what it sounds like: it is insurance purchased by third-party payers (the insurance offering company) to spread their risk for losses (being claims paid) over a predetermined amount. This ultimately reduces the risk of a company finding itself in dire financial straits. With unrivaled expertise, combined with long standing relationships within the insurance industry and a vast network of providers, Elite is able to offer a wide array of superior quality products and services, including medical reinsurance. We use our wealth of knowledge in the insurance industry to achieve unmatched results through innovative, out of the box thinking, custom tailored strategies and a business culture that emphasizes unequalled service. Elite works in tandem with our partners to offer unique solutions and programs that meet the specific needs of each and every one of our clients. This helps them to navigate the ever changing world of self-funded benefit plans without feeling overwhelmed.