Stop-Loss Aggregate Coverage limits the employer's exposure on a total claim basis. Coverage can include medical, dental, prescription drug and short-term disability benefits. Once the company's total claims reach the cap, the policy reimburses excess expenses. Maximum benefits are normally provided at $1 million/year, but higher levels may be secured.

Realizing that clients have different needs, different demographics, different paid claims experience and different plan design preferences, we can tailor policy features with, various contract basis options, reduced coinsurance, and other creative solutions with our various carrier relationships.